Frequently Asked Questions

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Information

TERMS AND CONDITIONS

Loan Approvals are contingent upon proper receipt and verification of a signed application, pay stub, and bank statement. Loan Approvals are...… read more

PRIVACY POLICY

Protecting your privacy is important to Bank and our employees. We want you to understand what information we collect and how we use it.… read more

REQUIREMENTS

• You must have steady income.
• You must have a checking or savings account at least one (1) month old with your name printed on the checks.… read more

QUESTION & ANSWER

Q: When will the loan be due?

A: Generally, on your following payday or you may pay the finance charge and extend the loan until your next payday.… read more

Frequently Asked Questions

Q.	How do I get started?
A.	You can start the process immediately by calling toll free (800) 979-1951 or by CLICKING HERE NOW!
Q.	What is a PAYDAY LOAN?
A.	a) Pay the interest to extend the loan until your next payday
	b) Pay the loan in full. It's always your choice
Q.	What do I need to qualify for a loan?
A.	You must have an open and active Checking or Savings Account (preferably with Direct Deposit), be 18 years of age, have at least $1,000 per month of steady verifiable income, and have a current permanent residence.
Q.	Do I need to have good credit to get a loan?
A.	No.
Q.	Do you check my credit?
A.	We do not run a credit check with the three major bureaus, TransUnion, Equifax or Experian. However, we do use Teletrack. Teletrack is a consumer reporting agency that specializes in the sub-prime industry.
Q.	When will the loan be due?
A.	Generally, on your following payday or you may pay the finance charge and extend the loan until your next payday.
Q.	How much can I borrow?
A.	Up to $1500.00. (Contingent upon income level and various underwriting criteria.)
Q.	When will I receive my loan?
A.	If all information is received by 1:00 p.m. and can be verified, you will generally receive your money on the next business day.
Q.	When will I hear from you?
A.	You will hear from us within one (1) business day or sooner upon receiving the necessary information. We will contact you with a loan offer or email you for missing information. We are closed on weekends and holidays.
Q.	How will I know if I'm approved?
A.	We will contact you with a loan offer. If denied, you will receive a notice by mail.